Renovation Financing
Your dream space,
on your own terms.
Premium renovations shouldn’t demand a five-figure check up front. Two vetted financing partners, fast soft-pull pre-approvals, and flexible terms designed around your budget, not the other way around. Start your project with confidence.
Simple Process
How financing works.
Four steps from spec to approved. Most clients are pre-qualified in minutes, with zero impact to credit score for soft-pull options.
Choose your project.
Select your materials and scope with our team, flooring, cabinetry, countertops, tile, HVAC, solar, full reno. We help you build the right spec.
Pick a partner.
Compare Foundation Finance or Momnt based on project size, term preference, and credit profile. Both are vetted, both are fast.
Apply in minutes.
Complete a quick secure online application. Decisions are usually instant. Soft credit pulls with no score impact for pre-qualification.
Build with confidence.
Once approved, your materials are ordered, install is scheduled, and the project moves forward, on your terms, on your timeline.
Our Partners
Two trusted options.
One easy decision.
Both partners are vetted, fast, and digital. Pick the one that fits your project size, term preference, and credit profile.
Foundation
Finance.
A streamlined, secure application built for qualified clients. Spread payments over time with terms designed to fit your situation. Best for buyers who know their budget and want predictable monthly payments.
Momnt
Financing.
A fully digital, fast, and affordable financing experience. Check your options with no credit score impact and choose from multiple loan offers, all from your phone or computer.
Momnt Technologies, Inc. arranges consumer loans used to purchase goods and services from its participating merchant businesses. All loans are originated by participating financial institutions.
What's Eligible
Projects we can
finance for you.
Whether you’re upgrading a single room or transforming your entire home, our partners cover the project types we install.
Kitchen Remodels.
Cabinets, countertops, flooring, backsplash, and premium fixtures, the full kitchen build.
Bathroom Upgrades.
Tile, vanities, shower surrounds, fixtures, full primary or secondary bath builds.
Flooring.
Hardwood, luxury vinyl, laminate, tile, and stone, full-home or single-room scope.
Countertops & Stone.
Quartz, marble, quartzite, engineered stone, templated, fabricated, and installed.
HVAC & Solar.
High-efficiency HVAC systems, solar arrays, Powerwall storage, finance the energy upgrade.
Full Home Reno.
Multi-room projects combining materials across all categories on a single financing plan.
Get Pre-Qualified
No upfront cost.
No credit score hit.
Soft-pull pre-qualification takes minutes. You’ll see your available terms before you commit to anything, and you can talk to our team about scope, options, and timing along the way.
Common Questions
Financing FAQ.
Everything you need to know about financing your renovation. Don’t see your question? Our team is always happy to help.
Talk to Our TeamAfter selecting your project and materials with our team, you will be directed to one of our financing partners. There you can review payment plans, complete a quick application, and receive a decision in minutes through a secure online portal.
A wide range of projects qualify, including kitchens, bathrooms, flooring, countertops, cabinetry, HVAC systems, solar installations, and outdoor enhancements. If you are unsure whether your project qualifies, just ask and we will let you know upfront.
No, our partners offer flexible programs designed for a variety of credit profiles. Momnt in particular uses a soft credit pull that has no impact on your score, so there is no risk in seeing what you qualify for.
Both partners typically return decisions within minutes of a complete application. Most clients are pre-qualified the same day they apply.
No, both partners offer soft-pull pre-qualification that does not affect your credit score. A hard pull only happens if you choose to accept and finalize a loan offer.
There are no prepayment penalties on Momnt loans, so you can pay off early without extra fees. Foundation Finance terms vary by program, and we will walk you through the specifics when you apply.
Momnt finances up to $75,000 per project, while Foundation Finance amounts vary by program and approval. Most home renovation scopes, including full-home remodels, fit within these limits.